Rental car insurance has long been regarded by the travel experts as the cash cows for the car rental companies. This is also better known as collision or loss damage waiver. Rental cars don’t need insurance unlike other primary vehicles. There are some policies that extend only partial coverage to these rental cars. Even the damage waivers are not exactly comprehensive as they are filled with lots of exemptions such as exclusions for damage to property as well as high deductibles. Now, you can expect your credit card company to pick up the tab at no extra cost.
Things that rental insurance does and does not cover
In the strict sense, collision damage waiver is not insurance. I
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If you’re in the market for car insurance, then you probably already understand just how overwhelming it can be to sort through all of the many car insurance providers in your area and to try and find the one that is best suited to your budget and your coverage needs. It can be tempting to just throw in the towel and choose a provider at random or go with the very first one you find when you open the phonebook. Even though finding a good insurance provider does take a lot of work, we urge you to do that work. If you can put in the time to do just a little research on various providers and to request several online insurance rate quotes, it will pay off in the form of savings on your car insurance.
Your first step in choosing a provider is to obtain or make a list of all of the licensed insurance providers in your area. T
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The number of fleet vehicles being driven with illegal faults (such as defective lights and tyres) has more than doubled in a year, according to estimates from RAC.
The Aviva subsidiary points out that aside from breaking the law regarding vehicle roadworthiness, negligence over faults increases the risk of companies being charged with corporate manslaughter.
In the first quarter of 2011, RAC fleet checks failed 36% of vehicles for tyre maintenance and 20% for faulty lights, with the failure rates up two-fold and four-fold respectively on the same period of 2010.
Furthermore, 37% of vehicles checked failed their inspection for under the bonnet fluid levels, an increase of 26% on last year.
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When applying for car insurance, one of the most important questions you’ll receive from the company is, “Have you had a violation in the past # of years?” For some companies, it may be five years and for others three, but no matter what, if you check “yes” next to that question, you are probably biting your nails in anticipation of what your car insurance quote will be.
Since many people don’t conduct comparison quotes to determine whether a violation has increased their rate or not, it’s hard to say whether it makes a huge difference. But some say,
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warmer weather, and a lot of fun in the sun. For drivers, however, it also means worrying about new dangers to your car that weren’t present in the winter and spring months. Just because you have to be responsible, however, doesn’t mean all of the fun has to be sucked out of summer. In fact, preparing your car for summertime now can actually end up allowing you to have a better, more protected, and more worry free summer.
One thing you’ll want to check out with the start of summer, or even sooner depending on where you live and when cold weather subsides, is if there is any leftover salt residue on the car’s body. Salt, u
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