USAA Lists Best-Value Vehicles for 2011

April 1st, 2011 Carla Modison Leave a comment Go to comments

Auto insurance provider USAA has pulled together a list of vehicles considered to provide the “best values” among cars on the market today. In a time when gas prices are on the rise, it’s important to be aware of the vehicles that offer good values in a number of areas, including car insurance.

Vehicles Offering the Best Values

The USAA list takes into account a number of aspects of car ownership to determine what vehicles provide the best value. Included in its formula are list price, depreciation, safety ratings, ownership costs (maintenance, etc.) and auto insurance.

The following cars made its list as 2011 best-value vehicles:

Large Sedan: Dodge Charger
Midsize Sedan: Hyundai Sonata
Small Sedan: Chevrolet Cruze
Large Luxury Sedan: Hyundai Genesis
Midsize Luxury Sedan: Audi A4
Large SUV: Chevrolet Traverse
Midsize SUV: Toyota FJ Cruiser
Small SUV: Kia Sportage
Large Luxury SUV: Audi Q7
Midsize Luxury SUV: Lexus RX 450h
Large Pickup: Chevrolet Silverado 1500 Hybrid
Small Pickup: Suzuki Equator
Sports: Ford Mustang

Other vehicles making the list include the Scion tC (coupe), Scion xB (wagon) and Kia Sedona (minivan).

What If My Car Isn’t On the List?

If you find your vehicle is not on the best-value list, but you are interested in saving money at least in the area of auto insurance, here are some tips to consider:

Look for discounts: Auto insurance companies typically offer discounts for a number of reasons, including having multiple policies with one company, being a student driver, or even purchasing a policy online. It’s good to look for auto insurance discounts frequently to save money on your coverage.
Consider pay-as-you-drive programs: Auto insurers like Progressive, Allstate and State Farm offer pay-as-you-drive programs that provide discounts if you travel fewer miles or have a safe driving record.
Adjust your deductible: One option that many drivers don’t consider is adjusting their deductible. If you increase your deductible, your insurance premium will lower. This is good to consider if you are a relatively safe driver. However, if you’re going to take this route, be sure to always have the amount of the deductible ready in case an accident occurs.

It’s good to know that some cars offer vehicle owners overall good values, especially during a time when saving money is crucial. But if you don’t own one of those cars (and don’t plan to) it helps to know there are alternative ways to save, at least in the arena of car insurance.

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